# Can I spread orthodontic treatment costs monthly?

Publisher: Virtual Consultant Online
Published: 2026-05-24
Updated: 2026-05-24
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Yes. Most private practices ask for a deposit (typically 10–25%) and then equal monthly instalments over 12–24 months, often at 0% interest. On a 0% plan over 24 months with a 10% deposit, metal braces work out at about £56–£131 a month, ceramic braces £75–£169 and lingual braces £150–£300. Regulated finance can stretch to 24–60 months but may charge interest, so check the total payable, the missed-payment policy and whether retainers or refinements are included.

This answer is informational and does not replace a full clinical examination by a dentist or orthodontist.