.hub-root {
    padding-top: 32px;
    padding-bottom: 48px;
}

.hub-subtitle {
    opacity: 0.88;
    max-width: 72ch;
}

.hub-section {
    padding: 20px;
    border-radius: 16px;
    background: rgba(0,0,0,0.02);
}

.hub-card {
    padding: 18px;
    border-radius: 16px;
    background: rgba(255,255,255,0.7);
    border: 1px solid rgba(0,0,0,0.06);
    height: 100%;
}

.hub-card-desc {
    opacity: 0.85;
    min-height: 40px;
}

.hub-cta {
    padding: 22px;
    border-radius: 18px;
    border: 1px solid rgba(0,0,0,0.06);
    background: rgba(0,0,0,0.03);
}

.hub-cta-desc {
    opacity: 0.9;
    margin-top: 6px;
}

.hub-faq .mud-expand-panel {
    border-radius: 12px;
}

.hub-bottom-links {
    flex-wrap: wrap;
    gap: 6px;
}

/* ==========================================================
   hub tiles: glow + icon + title treatment
   ========================================================== */

.hub-tile {
    position: relative;
    overflow: hidden;
    border-radius: 20px;
    padding: 1.05rem;
    background: rgba(255,255,255,0.72);
    border: 1px solid rgba(0,0,0,0.06);
    box-shadow: 0 18px 46px rgba(0,0,0,0.10);
    backdrop-filter: blur(12px);
    transition: transform 180ms ease, box-shadow 180ms ease;
    will-change: transform;
}

    .hub-tile:hover {
        transform: translateY(-3px);
        box-shadow: 0 26px 64px rgba(0,0,0,0.14);
    }

.hub-tile-glow {
    position: absolute;
    inset: -160px;
    background: radial-gradient(circle at 22% 28%, rgba(187,169,108,0.20), transparent 55%), radial-gradient(circle at 78% 72%, rgba(0,0,0,0.05), transparent 60%);
    filter: blur(24px);
    pointer-events: none;
    opacity: 0.95;
}

.hub-tile-body {
    position: relative;
}

.hub-tile-head {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.hub-tile-icon {
    width: 44px;
    height: 44px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    background: rgba(187,169,108,0.14);
    border: 1px solid rgba(187,169,108,0.28);
    box-shadow: 0 12px 30px rgba(0,0,0,0.06);
}

.hub-tile-title {
    font-weight: 950;
    letter-spacing: -0.01em;
}

.hub-tile-desc {
    opacity: 0.82;
}